Liberty Home Guard

Total Home Guard

This plan is for the homeowner looking for total coverage on all of their systems and appliances. This is the most comprehensive combo home warranty in the industry. This is our Total Home Guard home warranty, our total home protection plan.

Liberty Home Guard

When something goes wrong at home, it can be expensive and inconvenient. A home warranty plan can help to shelter from some of the financial risk associated with home ownership. This home protection plan includes appliances coverage as well as systems coverage at an affordable price. Here's what we cover and what our coverage entails.

Clothes Washer

Liberty Home Guard
Liberty Home Guard

Clothes Washer

Covered: Our warranty covers all mechanical components and parts of the clothes washer.

Not Covered: Plastic tubs, Soap dispensers, Knobs and dials, Hinges, Leveling and balancing, Timers (unless they directly affect the functionality of the item).

Clothes Dryer

Liberty Home Guard
Liberty Home Guard

Clothes Dryer

Covered: All mechanical components and parts.

Not Covered: Lint screens; Knobs and dials; Doors and seals; Hinges; Leveling and balancing; Timers (unless they directly affect the functionality of the item).

Kitchen Refrigerator

Liberty Home Guard
Liberty Home Guard

Kitchen Refrigerator

Covered: All mechanical components and parts, including mechanical components and parts of freezers that are an integral part of the refrigerator.

Not Covered:Racks; Shelves; Handles; Refrigerant; Beverage dispensers and associated equipment; Line restrictions; Interior thermal shells; Wine coolers or mini refrigerators; Doors, seals, and gaskets; Hinges; Sealed systems; Clogged drains and lines.

Microwave

Liberty Home Guard
Liberty Home Guard

Microwave

Covered: All mechanical components and parts.

Not Covered: Built-in Microwave drawers; Doors, hinges, and handles; Interior linings; Trays; Clocks; Shelves; Portable or countertop units; Arcing; Meat probe assemblies; Rotisseries. For combo units, components and parts that are shared by each appliance.

Dishwashers

Liberty Home Guard
Liberty Home Guard

Dishwashers

Covered: All mechanical components and parts.

Not Covered: Racks; Baskets; Rollers; Hinges; Handles; Doors and door gaskets.

Garbage Disposals

Liberty Home Guard
Liberty Home Guard

Garbage Disposals

Covered: All mechanical components and parts.

Not Covered: Malfunctions caused by bones, glass, or foreign objects other than food

Ranges/Ovens/Cooktops

Liberty Home Guard
Liberty Home Guard

Ranges/Ovens/Cooktops

Covered: All mechanical components and parts.

Not Covered: Clocks (unless affecting the cooking functionality of the unit); Meat probe assemblies; Rotisseries; Racks; Handles; Knobs; Doors and door seals; Hinges. Sensi-heat burners will only be replaced with standard burners. For combo units, components and parts that are shared by each appliance.

Ceiling and Exhaust Fans

Liberty Home Guard
Liberty Home Guard

Ceiling and Exhaust Fans

Covered: Motors; Switches; Controls; Bearings.

Not Covered: Fans; Blades; Belts; Shutters.

Garage Door Openers

Liberty Home Guard
Liberty Home Guard

Garage Door Openers

Covered: All mechanical components and parts.

Not Covered: Garage doors; Hinges; Chains; Travelers; Tracks; Rollers.

Air Conditioning

Liberty Home Guard
Liberty Home Guard

Air Conditioning

Covered: Ducted electric central AC (two (2) condensing units and two (2) air handlers),or two (2) electric wall ACs, or two (2) electric window ACs, or two (2) ductless mini splits, up to a 5-ton capacity. For units below 13 SEER, and for when we are unable to facilitate repair/replacement at the current SEER rating, repair/replacement will be performed with 13 SEER equipment or higher.

Not Covered: Leaks of any kind; Gas AC systems; Condenser casings; Registers and grills; Electronic air cleaners; Non-ducted wall units; Water towers; Humidifiers; Chillers; All exterior condensing, cooling, and pump pads; Roof mounts, jacks, stands, or supports; Condensate pumps; Drain line stoppages; Geothermal piping and wells; Electrical supply; Coils of any kind; Zoned systems.

Heating

Liberty Home Guard
Liberty Home Guard

Heating

Covered: All mechanical components and parts necessary for the operation of the heating system (up to a 5-ton capacity); Circulating pumps; Reversing valves. For units below 16 SEER, and for when we are unable to facilitate repair/replacement at the current SEER rating, repair/replacement will be performed with 16 SEER equipment or higher.

Not Covered: All components and parts relating to geothermal and/or water source heat pumps; Hydronic, steam, or Apollo systems; Outside piping; Drilling of wells; Covered Items in Section G.; Access; Radiators; Baseboard casings; Radiant heating; Dampers; Fuel storage tanks; Portable units; Fireplaces; Line dryers; Oil nozzles and strainers; Registers; Backflow preventers; Evaporator coil and drain pans; Grills; Clocks/timers; Zoned systems; Heat lamps; Humidifiers; Cable heat (in ceiling); Wood/coal/pellet units; Calcium build-up; Cracked heat exchanger.

Ductwork

Liberty Home Guard
Liberty Home Guard

Ductwork

Covered: Leaks or breaks in ductwork associated with Heating System and/or Air Conditioning; Registers and grills.

Not Covered:Insulation; Breeching; Separation due to lack of support; Damper motors; Air cleaner cabinets.

Plumbing

Liberty Home Guard
Liberty Home Guard

Plumbing

Covered: Leaks and breaks of water, drain, or waste lines; Toilet tanks, bowls, mechanisms, and wax ring seals; Shower, tub, diverter, rinse, shut-off, and gate valves; Built-in bathtub whirlpool motor and pump assemblies; Stoppages/clogs in drain and sewer lines up to 100 feet from access point. Mainline stoppages are only covered if there is an accessible ground level cleanout, and the main line has not collapsed.

Not Covered: Stoppages/clogs that cannot be cleared by cable/snake; Gas lines; Access; Water closets; Cost to locate ground level cleanout; Slab leaks; Polybutylene and Galvanized pipes; Drum traps; Flange; Other fixtures, and cartridges; Baskets and strainers; Popup assemblies; Cracked porcelain; Shower enclosures and base pans; Roman tubs; Bathtub drain mechanisms; Toilet lids and seats; Grouting and tile; Covered Items in Section G.; Pressure regulators and valves; Flood control or check valves; Caulking; Filtration systems; Iron breakers; Water pressure; Holding/storage tanks; Saunas/steam rooms; Camera inspection; Jetting.

Electrical

Liberty Home Guard
Liberty Home Guard

Electrical

Covered: All mechanical components and parts, including built-in bathroom exhaust fans.

Not Covered: CO alarms, smoke detectors, or related systems; Intercom/communication/doorbell and associated systems; D.C. wiring or components; Attic exhaust fans; Auxiliary or sub panels; Rerunning of new wiring for broken/severed wires; Wire tracing; Circuit overload; Upgrading existing outlets to GFI.

Water Heaters

Liberty Home Guard
Liberty Home Guard

Water Heaters

Covered:All mechanical components and parts, including circulating pumps, up to 75 gallons.

Not Covered: Access; Insulation blankets; Sediment build-up; Main, holding, fuel, thermal expansion, and/or storage tanks; Low boy and/or squat units; Drain pans and lines.

View More Home Warranty Plans

Liberty Home Guard

Systems Guard

Our Systems Guard plan provides coverage over your major home systems, including Air Conditioning, Heating, Ductwork, Plumbing and Electrical.

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Liberty Home Guard

Appliance Guard

Our Appliance Guard plan covers many of your primary kitchen and general home appliances. Things like your Refrigerator, Oven, Dishwasher, Washer, Dryer and more!

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Additional Benefits with Liberty Home Guard

Liberty Home Guard

Refer a Friend

When you refer a friend, you both earn a $50 Gift Card!

Refer Now.
Liberty Home Guard

Discounts on Appliances

As a part of the LHG family, you are qualified for exclusive discounts on many of the industry's best brand name appliances and systems.

Liberty Home Guard

Additional Property Discounts

When purchasing a home warranty for an additional property with us, you receive additional discounts.

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Frequently Asked Questions

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